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Your Guide to Trick-Or-Treating in Northern Colorado
It’s the sweetest, spookiest time of the year! If you’re in the Northern Colorado area, we’ve put together a list of family-friendly trick-or-treat locations that are sure to hit the spot!
1. Anderson Farms is opening its doors for all the “Little Ghouls” out there. This daytime trick-or-treat event will be hosted on both Saturday and Sunday from 11a to 2p, giving the kiddos the perfect chance to show off their costumes, collect candy and explore the farm’s “Fall Festival”. Tickets are $5 per participant and registration includes a trick-or-treating sack!
2. Trick or Treat Street 2021 is back and better than ever! Enjoy this completely outdoor trick-or-treat event taking place on Friday October 29th from 4p-6p in Downtown Greeley. Over 40 businesses will be in attendance and they’re bringing more than just candy… booths, prizes, treats, and trunk-or-treat cars are all a part of this short and sweet celebration!
3. Not quite ready to take on the crowds yet? We’ve got you! The Thompson School District is hosting its second annual “Drive-Thru Trick or Treat”. This socially distanced event gives the kiddos a chance to dress up and collect candy from the comfort of the car, all while checking out Halloween scenes decorated by local businesses, schools and nonprofits. The best part? This event is doubles as a fundraiser for the Thompson Education Foundation! Get into the spirit of Halloween while supporting a great organization! Tickets are $5 per vehicle and the event will take place on Saturday, October 30th from 10a-2:30p.
4. Head to Downtown Fort Collins the kick off your Halloween weekend! Nearly 70 businesses in the downtown area will be participating in this trick-or-treat event. Join in the fun on Friday October 29th from 10a-1p! Not in the area? Downtown Windsor will also be hosting it’s annual Trick-or-Treat event on Saturday from 1p-4p. Stop by and say hi to the 20 participating businesses including our Windsor office located at 207 4th Street!
5. Stick with tradition and trick-or-treat in your neighborhood over the weekend. Wherever you choose to celebrate this year, we’re wishing you a Happy Halloween!
Seller Facts
Here are some fun facts about recent home sellers. This research comes from the National Association of Realtors survey of home buyers and sellers:
- 10 years = the average time recent home sellers have lived in their home. This number has remained essentially unchanged for the last ten years. From 1987 to 2007 the average was 6 years.
- 89% = the percentage of home sellers who use a Realtor to help sell their home. This has been trending higher over the last 20 years. In 2001, 79% of home sellers used a Realtor. As the transaction gets more and more complex, more sellers seek the help of a Realtor.
- 75% = the percentage of home sellers who found their Realtor through a personal relationship as opposed to seeking out an agent they didn’t know.
- 77% = the percentage of home sellers who only interviewed one Realtor for the job of selling their home.
Pumpkin Patches Worth Visiting in Colorado!
Oh my gourd, we love fall! How about you? Whether you’re looking to spruce up your front porch with some festive décor or preparing to put your carving skills to the test, we’ve got a list of the best pumpkin patches to visit across the state:
A pumpkin patch, hayrides, playgrounds, and a 25-acre corn maze are just a few of the attractions offered at Anderson Farms. Home to over 70 species of pumpkins, squash and gourds, you’re sure to find the perfect match this fall season. Bring the family, pick a pumpkin, and enjoy a day of fun!
Bartels Farm, Fort Collins, CO
Family owned and operated; this farm has been around since 1905! The pumpkin patch was established in 2000 when a surplus of pumpkins led the owner to opening the farm to the public. Years later, Bartels Farm has become well known site for seasonal decorations including pumpkins, Indian corn, squash and gourds! Head down to the farm and enjoy a day of pumpkin picking, hay riding and corn maze adventuring!
Fritzler’s Corn Maze, La Salle, CO
“Fall Days” is currently underway! Guests are welcome to explore the eight-acre pumpkin patch as well as the iconic corn maze. Special activities are also offered in the form of pumpkin cannons, pedal go-karts, face painting, a beer garden, an inflatable obstacle course and more!
Rock Creek Farm, Broomfield, CO
Rock Creek Farms is a 100-acre pumpkin patch! They’ve got the selection; all you have to do is pick! This farm also features six miles of corn mazes, a petting zoo, festive decorations, and delicious treats, all the makings for the perfect fall outing!
Colorado Pumpkin Patch, Monument, CO
Not your average pumpkin patch! This family-friendly farm has it all: hayrides, laser tag, pony rides, sports camps, food, and more. Make a day of it and enjoy a day of fall fun!
Shop Your Local Farmers Markets
Keep it simple and shop local: head to a farmers market near you and shop this years pumpkin selection. What a great way to support small businesses while celebrating fall in Colorado!
Windermere Northern Colorado Foundation Tailgate Party 2021
September signifies something different for everyone: for some it’s the beginning of football season, for others it’s the end of summer, but for our Northern Colorado team, September means it’s time to tailgate! Each September, for the past five years, we have hosted our Windermere Foundation Tailgate Party to raise funds and spread awareness in support of a local organization dedicated to the betterment of our community.
This year, we teamed up with ChildSafe Colorado, a non-profit that provides resources, education and treatment to victims of childhood abuse. For such an amazing organization, we had no choice but to go all out. On September 17th, 2021 we joined together as a community on to party with a purpose. Our guests enjoyed complimentary drinks, complimentary food from Pepe’s Tacos and the Ball Joint, and live music performed by Kelsey Jo and the Wildcards. Special entertainment was also available for the kids in the form of balloon art, face painting and a petting zoo!
To raise funds, custom-made cups were available for purchase and prizes donated by local businesses were raffled off. Otterbox, Walmart, Pure Barre Fort Collins, Orangetheory Fitness, Board 30 Fort Collins, Ascent Climbing & Fitness Studio, Pure Drip IV, The Cupboard, Butter Cream Cupcakery, Rally5 Crafted Eats & Bar, Jax Outdoor Gear, New Belgium Brewery, Odell Brewing Co, Coyote Gold, Smilin Faces Face Paint, Painting with a Twist, Amy Vandegrift with Skin Pretty Aesthetics, and Kali Johnson with Salon One Ten were among the generous donor who contributed to the event.
With the help of our platinum donors Elevations Credit Union and Fidelity National Title Company in Northern Colorado, we were able to raise over $4,000 dollars in support of this wonderful organization.
Want to get involved? Click here for more information.
In Perspective
Let’s put today’s home prices in perspective.
Appreciation has been significant over the last 18 months. Some people are wondering if it can last and if there might be a housing bubble.
There are two ways to look at prices. One way is in absolute terms. This is simply looking at the dollar amount a home would sell for at some point in the past versus the dollar amount it would sell for.
The other way is in real terms. ‘Real’ is an economics term which means that inflation is factored into the valuation.
For example, a gallon of milk costs more today in absolute terms than it did 15 years ago. However, in real terms, the cost is about the same as 15 years ago because inflation is factored in. The price of milk has essentially escalated at the same rate as inflation.
So, how about home prices? As we know, prices in absolute terms are higher than 15 years ago. To be exact, prices are 43% higher Nationally compared to 2006 according to Case-Shiller.
However, in real terms, prices are the same as 2006.
Over the last 15 years, homes have appreciated at essentially the same rate as inflation.
No Inventory?
One misconception about today’s market is that there is ‘no inventory.’
Actually, there are numerous new listings that hit the market each month. It just so happens that they tend to sell quickly.
The numbers show the number of new listings that came on the market in September closely equate to the number of sales that occurred.
- In Larimer County, 693 new residential listings hit the market last month and there were 688 sales.
- In Weld County, there were 681 new listings and 733 sales.
- In Metro Denver, there were 6125 new listings and 5233 sales.
So, while homes tend to sell quickly today, there is still a significant amount of new inventory hitting the market each month for buyers to consider.
The Difference Between a Comparative Market Analysis and an Appraisal
It can be difficult for sellers to distinguish between two methods of finding the value of their home: a Comparative Market Analysis (CMA) and a home appraisal. Though they share many similarities, there are key differences in how the two approaches ultimately arrive at a listing price for your home.
The Difference Between a Comparative Market Analysis and an Appraisal
Comparative Market Analysis (CMA)
A CMA is conducted by an agent using their knowledge of the local market in conjunction with information available to them on the multiple listing service (MLS), which contains data on sold homes and market trends. A CMA helps to price the home more accurately, keeping the property competitive in the current market. For those who are thinking of selling their home For Sale By Owner (FSBO), it’s worth noting that you will not be able to conduct a CMA on your own, since, among other things, access to the MLS is exclusive to real estate agents.
Your agent’s analysis accounts for the various factors that influence home prices to arrive at an accurate estimate of your home’s value. A CMA compares your home to others in your area that have either recently sold, are currently on the market, or had previously listed but have since expired, typically using data from the past three-to-six months. Comparable homes, or “comps,” are homes whose characteristics are similar to your own, such as the housing type, condition, and the square footage and property size. A thorough CMA will provide information on what homes in your area are selling for, how long they were on the market, and the difference between their listing and sold price, and will list a low, median, and high selling price for your home.
Appraisal
The main difference between an appraisal and a CMA is the personnel involved. Whereas a CMA is conducted by a real estate agent, an appraisal is carried out by a licensed appraiser on behalf of the bank. Once a buyer applies for a loan to purchase your home, the bank will order an appraisal of the property. Though appraisers use methods of comparison similar to an agent’s CMA, unlike a real estate agent, bank appraisers have no vested interest in the sale of the home. The goal of an appraiser’s visit is to determine your home’s fair market value to ensure that the bank isn’t lending more money to the buyer than needed.
For more resources on the selling process and to use our free home value calculator, visit the selling page on our website here:
Slight Increase
A review of the September market stats shows a slight increase in inventory along the Front Range.
The way we currently measure inventory is in days.
Meaning, at the current pace of sales, how many days would it take to sell all of the inventory currently for sale.
The results, based on September’s activity, shows only a slight increase compared to August. This increase can be tied to seasonality as we always experience a slight cooling off of the market heading into the Fall.
Here is what the residential inventory looks like in each of our markets:
- Larimer County = 25 days
- Weld County = 23 days
- Metro Denver = 21 days
Bottom line, the residential market is still very healthy.
How to Fall Proof Your Home
Each object in a home serves a purpose, but for those who experience dizziness and numbness, many of them can also be a potential hazard. Taking steps to reduce the risk of falling in your home is a worthy exercise for any homeowner, especially if you have elderly family members or young children living in your home or visiting often. Here are some ways you can fall proof the rooms in your home.
How to Fall Proof Your Home
Kitchen
The kitchen is synonymous with spills and messes. When these accidents happen, be sure to clean them up quickly and thoroughly to reduce the risk of a falling injury. Slippery floors have been the culprit of countless broken bones and bruises, so it’s best to wait until the cleaned spot is dry until you resume cooking.
Stay low to the ground as much as possible by keeping your most used items like spices, cooking utensils, and hand towels within reach to reduce the number of times you need to use a step stool.
Bathroom
In the bathroom surfaces are often slippery and slick, and the hard tile makes for an unforgiving landing spot. It’s common for homeowners to place a non-slip mat in the shower or tub to reduce the risk of slipping and falling. Grab bars are a more permanent option for making the bathroom safer. For those interested in installing a grab bar but have reservations about the aesthetics of installing a grab bar, look at pieces that align with your existing décor. Match the grab bar with your shower head, shower rod, and towel racks to make it fit with the space.
Bedroom
The key to preventing falls in the bedroom is visibility. Bedrooms are cozy, intimate spaces, which means that space can often be limited. Keep all pathways clear and make sure that your nightstands and bedside lamps are well within reach. Stow any cords next to your bed to avoid tripping over them in the night.
Staircases
We’ve all taken a tumble on the stairs at some point or another. To mitigate the risk of falling, keep your stairs organized at all times. It’s easy for clutter to build up at the top or bottom of the stairs or on platforms between floors, but these objects are tripping hazards. Consider installing a handrail if you don’t have one or add a second one if you currently only have a handrail on one side.
For more information on home safety, cleaning tips, and more, visit the living section of our blog.
With a “T”
One of the reasons we are so confident about the long-term health of the market is because of the equity that exists in peoples’ homes today.
Because there is so much equity, there are very few homeowners who are ‘underwater’ with a loan that is more than the actual value of the property.
According to the latest ‘Homeowner Equity Insights’ report from CoreLogic, only 2.3% of all homes are ‘underwater’ with negative equity.
To put that in perspective, in the fourth quarter of 2009, 26% of all mortgaged properties had negative equity.
Nationally, homeowner equity has increased by $2.9 Trillion during the last 12 months (that’s Trillion with a ‘T’)!
Locally, only 1.4% of Colorado mortgage holders have negative equity, which is one of the lowest rates in the Country.
What this all means is very, very few distressed sales and overall health in the real estate market.
